top of page

Types of Insurance Policies

Insurance forms an important piece of our life and legacy plans. While creating your EstateBox, be sure to include all of your insurance policies. This will not only make your estate planning process easier, but will also help to ensure that you never miss payments. 


Listed below are a number of insurance offerings that you should include in your EstateBox: 


Health: personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. 

Dental: coverage for you and your family for routine or emergency dental care. 

Disability Insurance*: can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income.

Short Term Disability: typically provides benefits for up to 6 months while you're sick or injured 

Longer Term Disability: Most long-term disability plans will replace 60% to 70% of your normal income. Each disability plan is different. Some may provide disability benefits for up to two years if you're unable to return to the job you had before becoming disabled.

Life Insurance: type of insurance which requires upfront or regularly made payments which will provide a disbursement upon death of the policy holder. 

Critical Illness: can give you a tax-free payment if you’re diagnosed with a serious condition. Your contract will define which conditions you’re covered for, but some examples include cancer, heart attack or stroke.**

Accidental Death & Dismemberment: accidental death and dismemberment is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive than full life insurance policies, or in some cases is an added benefit to an existing life insurance policy.

Long Term Care Insurance: can provide coverage if you become unable to care for yourself and need assistance to manage daily living activities.


Be sure to include these policies in your EstateBox to ensure that you and your trusted advisors have access to the relevant documentation. 

*information collected from:

**check with your specific provider and policy

We endeavour to provide accurate information, but if you should notice an error, please email us at so we may correct it!

Last updated August 2021

bottom of page